PACIFIC MUTUAL FUND BHD's Fund performance for last 3 years

More than 47,000 account holders have entrusted their investments with Pacific Mutual, which currently manages a total of 28 Funds, which include 15 Funds with foreign investment mandates.

From its roots of strong fund management expertise, Pacific Mutual has built up a tradition of applying full investment resources to ensure maximal returns on investors’ funds while compressing risks. Its reputation stems from a stringent compliance culture, fair business conduct, prudent risk management and quality service orientation which always place investors’ interests at the heart of all business and operational decisions.

	YTD(%)	1 wk(%)	1 mth(%)	3 mth(%)	6 mth(%)	1 yr(%)	2 yr(%)	3 yr(%)
Pacific Dana Dividen	5.97	0.26	1.08	1.42	8.14	10.47	8.82	4.72
Pacific Focus18 Fund	5.68	1.79	4.99	3.06	6.19	12.15	10.6	2.93
Pacific Focus China Fund	4.15	2.12	5.63	7.64	6.02	15.43	13.91	4.34
Pacific Select Balance Fund	4.1	0.02	0.82	1.68	4.86	6.28	9.11	7.24
Pacific Select Income Fund	1.96	0.14	0.43	0.81	2.3	2.68	3.56	3.13
Pacific Global Agriculture	1.1	0.87	2.85	0.74	2.06	6.96	3.62	-2.78
Pacific Dana Murni	1.6	0.09	0.38	0.84	1.56	2.38	2.58	3.05
Pacific Cash Fund	1.7	0.06	0.27	0.76	1.51	2.94	2.94	2.97
Pacific Asia Brands Fund	-0.58	0.9	1.83	0.05	1.12	5.92	9.27	1.07
Pacific Global Stars Fund	-0.07	0.37	0.66	-0.92	0.69	6.91	5.98	1.71

as "investment advisers" that they must register with the SEC.

How can the investors earn money from mutual fund?
Investors can earn money from mutual fund investment in three ways:

1.Increased NAV

NAV (Net Asset Value) the value of the funds assets minus its liabilities.

NAV = (Funds Assets - Funds Liabilities)/ number of outstanding shares

SEC rules require funds to calculate the NAV at least once daily. So If the market value of a fund's portfolio increases after deduction of expenses and liabilities, then the value (NAV) of the fund and its shares increases. The higher NAV reflects the higher value of your investment. When you sell your share back to the fund you can profit from capital gain of share.

2.Capital Gains Distributions. At the end of the year, most funds distribute these capital gains (minus any capital losses) to investors.

3.Dividend Payments. Like a company, the fund may earn income from dividends and interest on the securities in its portfolio. The fund then pays its shareholders nearly all of the income (minus disclosed expenses) it has earned in the form of dividends to the investors.

This depends on the fund policy that they state in Prospectus of the Fund. Not all fund pay dividend to investors, so you need to read the prospectus clearly.

If the mutual fund has no policy to pay dividend, they use the dividend to reinvest in their portfolio, result to fund growth and increasing of NAV and Capital Gains that the investor can earn from the fund instead of dividend.